Call reports 2007
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2007
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 184,527,000 | 188,620,000 | 192,120,000 | 194,546,000 |
| Total loans | 90,743,000 | 97,225,000 | 99,422,000 | 99,923,000 |
| Allowance for loan losses | 1,273,000 | 1,268,000 | 1,265,000 | 1,225,000 |
| Securities available for sale | 64,362,000 | 67,665,000 | 70,060,000 | 65,073,000 |
| Securities held to maturity | 798,000 | 600,000 | 583,000 | 546,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,413,000 | 168,133,000 | 170,765,000 | 173,075,000 |
| Interest-bearing deposits | 142,589,000 | 145,405,000 | 147,842,000 | 149,979,000 |
| Noninterest-bearing deposits | 21,824,000 | 22,728,000 | 22,923,000 | 23,096,000 |
| Equity capital | 18,641,000 | 18,892,000 | 19,690,000 | 19,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,667,000 | 5,467,000 | 8,404,000 | 11,357,000 |
| Interest expense | 1,476,000 | 3,014,000 | 4,635,000 | 6,237,000 |
| Net interest income | 1,191,000 | 2,453,000 | 3,769,000 | 5,120,000 |
| Noninterest income | 242,000 | 474,000 | 693,000 | 959,000 |
| Noninterest expense | 896,000 | 1,801,000 | 2,764,000 | 3,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 537,000 | 1,126,000 | 1,698,000 | 2,237,000 |
| Income tax | 172,000 | 364,000 | 550,000 | 718,000 |
| Net income | 365,000 | 762,000 | 1,148,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,911,000 | 19,316,000 | 19,707,000 | 19,711,000 |
| Total capital | 20,045,000 | 20,506,000 | 20,915,000 | 20,898,000 |
| Risk-weighted assets | 90,591,000 | 95,082,000 | 96,576,000 | 94,923,000 |