Call reports 2006
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2006
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 174,119,000 | 174,528,000 | 172,799,000 | 175,128,000 |
| Total loans | 82,700,000 | 83,321,000 | 87,311,000 | 90,875,000 |
| Allowance for loan losses | 1,313,000 | 1,293,000 | 1,294,000 | 1,269,000 |
| Securities available for sale | 68,619,000 | 68,096,000 | 65,957,000 | 59,822,000 |
| Securities held to maturity | 2,057,000 | 1,735,000 | 1,828,000 | 795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,800,000 | 155,999,000 | 153,266,000 | 155,594,000 |
| Interest-bearing deposits | 134,106,000 | 135,546,000 | 133,873,000 | 135,124,000 |
| Noninterest-bearing deposits | 21,694,000 | 20,453,000 | 19,393,000 | 20,470,000 |
| Equity capital | 17,141,000 | 17,250,000 | 18,177,000 | 18,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,688,000 | 7,190,000 | 9,754,000 |
| Interest expense | 1,069,000 | 2,259,000 | 3,562,000 | 4,950,000 |
| Net interest income | 1,205,000 | 2,429,000 | 3,628,000 | 4,804,000 |
| Noninterest income | 222,000 | 453,000 | 696,000 | 899,000 |
| Noninterest expense | 867,000 | 1,728,000 | 2,635,000 | 3,647,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 560,000 | 1,154,000 | 1,689,000 | 2,056,000 |
| Income tax | 175,000 | 367,000 | 539,000 | 651,000 |
| Net income | 385,000 | 787,000 | 1,150,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,847,000 | 18,255,000 | 18,624,000 | 18,540,000 |
| Total capital | 18,911,000 | 19,324,000 | 19,718,000 | 19,670,000 |
| Risk-weighted assets | 84,885,000 | 85,323,000 | 87,309,000 | 90,239,000 |