Call reports 2003
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2003
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 149,417,000 | 149,266,000 | 150,450,000 | 152,367,000 |
| Total loans | 69,189,000 | 71,857,000 | 74,261,000 | 72,684,000 |
| Allowance for loan losses | 1,289,000 | 1,314,000 | 1,349,000 | 1,266,000 |
| Securities available for sale | 50,604,000 | 49,724,000 | 51,554,000 | 55,125,000 |
| Securities held to maturity | 5,380,000 | 4,658,000 | 4,565,000 | 4,189,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,351,000 | 132,429,000 | 133,957,000 | 136,257,000 |
| Interest-bearing deposits | 116,639,000 | 116,614,000 | 118,023,000 | 119,480,000 |
| Noninterest-bearing deposits | 16,712,000 | 15,815,000 | 15,934,000 | 16,777,000 |
| Equity capital | 15,102,000 | 15,728,000 | 15,616,000 | 15,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,940,000 | 5,891,000 | 7,812,000 |
| Interest expense | 855,000 | 1,704,000 | 2,489,000 | 3,249,000 |
| Net interest income | 1,105,000 | 2,236,000 | 3,402,000 | 4,563,000 |
| Noninterest income | 197,000 | 399,000 | 604,000 | 804,000 |
| Noninterest expense | 771,000 | 1,530,000 | 2,292,000 | 3,167,000 |
| Provision for loan losses | 30,000 | 65,000 | 110,000 | 140,000 |
| Pretax income | 517,000 | 1,064,000 | 1,629,000 | 2,088,000 |
| Income tax | 156,000 | 324,000 | 496,000 | 609,000 |
| Net income | 361,000 | 740,000 | 1,133,000 | 1,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,358,000 | 14,743,000 | 15,143,000 | 14,920,000 |
| Total capital | 15,237,000 | 15,634,000 | 16,052,000 | 15,823,000 |
| Risk-weighted assets | 69,901,000 | 70,827,000 | 72,261,000 | 72,473,000 |