Call reports 2002
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2002
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,920,000 | 135,254,000 | 139,295,000 | 142,420,000 |
| Total loans | 66,502,000 | 69,923,000 | 71,775,000 | 69,306,000 |
| Allowance for loan losses | 1,206,000 | 1,231,000 | 1,226,000 | 1,250,000 |
| Securities available for sale | 42,931,000 | 41,523,000 | 42,037,000 | 47,075,000 |
| Securities held to maturity | 7,330,000 | 7,090,000 | 6,626,000 | 6,637,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,468,000 | 119,982,000 | 123,235,000 | 126,687,000 |
| Interest-bearing deposits | 106,888,000 | 106,901,000 | 109,877,000 | 111,323,000 |
| Noninterest-bearing deposits | 13,580,000 | 13,081,000 | 13,358,000 | 15,364,000 |
| Equity capital | 13,612,000 | 14,359,000 | 15,024,000 | 14,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,033,000 | 4,070,000 | 6,125,000 | 8,145,000 |
| Interest expense | 1,039,000 | 1,989,000 | 2,905,000 | 3,805,000 |
| Net interest income | 994,000 | 2,081,000 | 3,220,000 | 4,340,000 |
| Noninterest income | 201,000 | 392,000 | 588,000 | 792,000 |
| Noninterest expense | 708,000 | 1,415,000 | 2,159,000 | 3,021,000 |
| Provision for loan losses | 20,000 | 50,000 | 90,000 | 130,000 |
| Pretax income | 468,000 | 1,023,000 | 1,575,000 | 2,049,000 |
| Income tax | 138,000 | 317,000 | 492,000 | 617,000 |
| Net income | 330,000 | 706,000 | 1,083,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,373,000 | 13,755,000 | 14,138,000 | 13,991,000 |
| Total capital | 14,221,000 | 14,620,000 | 15,019,000 | 14,857,000 |
| Risk-weighted assets | 67,502,000 | 68,839,000 | 70,171,000 | 68,892,000 |