Call reports 2001
CITIZEN'S BANK, VILLE PLATTE, LOUISIANA — 2001
What CITIZEN'S BANK, VILLE PLATTE, LOUISIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 128,543,000 | 128,711,000 | 128,149,000 | 131,598,000 |
| Total loans | 65,056,000 | 67,135,000 | 67,459,000 | 66,327,000 |
| Allowance for loan losses | 1,149,000 | 1,166,000 | 1,185,000 | 1,177,000 |
| Securities available for sale | 27,242,000 | 27,845,000 | 31,052,000 | 37,836,000 |
| Securities held to maturity | 7,666,000 | 7,921,000 | 7,705,000 | 7,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,556,000 | 114,413,000 | 113,680,000 | 117,094,000 |
| Interest-bearing deposits | 102,836,000 | 102,715,000 | 101,933,000 | 104,230,000 |
| Noninterest-bearing deposits | 11,720,000 | 11,698,000 | 11,747,000 | 12,864,000 |
| Equity capital | 12,916,000 | 13,195,000 | 13,342,000 | 13,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,226,000 | 4,440,000 | 6,630,000 | 8,736,000 |
| Interest expense | 1,349,000 | 2,727,000 | 4,031,000 | 5,230,000 |
| Net interest income | 877,000 | 1,713,000 | 2,599,000 | 3,506,000 |
| Noninterest income | 225,000 | 432,000 | 617,000 | 811,000 |
| Noninterest expense | 715,000 | 1,405,000 | 2,133,000 | 2,940,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 454,000 | 818,000 | 1,131,000 | 1,415,000 |
| Income tax | 130,000 | 243,000 | 332,000 | 405,000 |
| Net income | 324,000 | 575,000 | 799,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,533,000 | 12,790,000 | 13,020,000 | 13,036,000 |
| Total capital | 13,366,000 | 13,628,000 | 13,866,000 | 13,880,000 |
| Risk-weighted assets | 66,355,000 | 67,266,000 | 67,328,000 | 67,221,000 |