Call reports 2016
MID AMERICA BANK — 2016
What MID AMERICA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 380,713,000 | 375,551,000 | 388,228,000 | 396,419,000 |
| Total loans | 291,409,000 | 294,984,000 | 297,171,000 | 305,333,000 |
| Allowance for loan losses | 4,497,000 | 4,481,000 | 4,416,000 | 4,475,000 |
| Securities available for sale | 53,758,000 | 53,194,000 | 56,876,000 | 55,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,477,000 | 327,078,000 | 346,070,000 | 354,746,000 |
| Interest-bearing deposits | 292,869,000 | 277,486,000 | 295,369,000 | 297,221,000 |
| Noninterest-bearing deposits | 47,608,000 | 49,592,000 | 50,701,000 | 57,525,000 |
| Equity capital | 39,518,000 | 40,807,000 | 41,386,000 | 40,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,729,000 | 7,540,000 | 11,414,000 | 15,291,000 |
| Interest expense | 349,000 | 702,000 | 1,059,000 | 1,420,000 |
| Net interest income | 3,380,000 | 6,838,000 | 10,355,000 | 13,871,000 |
| Noninterest income | 277,000 | 680,000 | 1,059,000 | 1,286,000 |
| Noninterest expense | 2,041,000 | 4,066,000 | 6,078,000 | 8,396,000 |
| Provision for loan losses | 25,000 | 100,000 | 225,000 | 275,000 |
| Pretax income | 1,591,000 | 3,357,000 | 5,116,000 | 6,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,591,000 | 3,357,000 | 5,116,000 | 6,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,114,000 | 40,105,000 | 40,969,000 | 41,639,000 |
| Total capital | 42,536,000 | 43,573,000 | 44,478,000 | 45,376,000 |
| Risk-weighted assets | 272,744,000 | 276,440,000 | 279,817,000 | 298,246,000 |