Call reports 2015
MID AMERICA BANK — 2015
What MID AMERICA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 379,688,000 | 354,708,000 | 351,754,000 | 356,786,000 |
| Total loans | 276,478,000 | 277,562,000 | 277,957,000 | 286,009,000 |
| Allowance for loan losses | 4,369,000 | 4,561,000 | 4,551,000 | 4,477,000 |
| Securities available for sale | 49,388,000 | 47,626,000 | 49,644,000 | 50,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,837,000 | 305,024,000 | 292,993,000 | 317,087,000 |
| Interest-bearing deposits | 307,996,000 | 263,318,000 | 250,811,000 | 270,070,000 |
| Noninterest-bearing deposits | 35,841,000 | 41,706,000 | 42,182,000 | 47,017,000 |
| Equity capital | 29,055,000 | 36,984,000 | 37,990,000 | 39,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,585,000 | 7,195,000 | 10,820,000 | 14,451,000 |
| Interest expense | 369,000 | 723,000 | 1,071,000 | 1,408,000 |
| Net interest income | 3,216,000 | 6,472,000 | 9,749,000 | 13,043,000 |
| Noninterest income | 308,000 | 586,000 | 861,000 | 1,053,000 |
| Noninterest expense | 1,926,000 | 3,932,000 | 5,870,000 | 8,182,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 1,598,000 | 2,927,000 | 4,575,000 | 5,749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,598,000 | 2,927,000 | 4,575,000 | 5,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,487,000 | 36,641,000 | 37,584,000 | 38,758,000 |
| Total capital | 31,594,000 | 39,800,000 | 40,779,000 | 42,034,000 |
| Risk-weighted assets | 247,278,000 | 251,326,000 | 254,259,000 | 260,881,000 |