Call reports 2007
MID AMERICA BANK — 2007
What MID AMERICA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 127,455,000 | 131,527,000 | 135,328,000 | 135,700,000 |
| Total loans | 94,102,000 | 95,271,000 | 101,311,000 | 103,639,000 |
| Allowance for loan losses | 782,000 | 822,000 | 894,000 | 994,000 |
| Securities available for sale | 22,891,000 | 23,988,000 | 24,205,000 | 16,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,258,000 | 118,192,000 | 119,323,000 | 120,121,000 |
| Interest-bearing deposits | 102,956,000 | 108,299,000 | 109,546,000 | 108,312,000 |
| Noninterest-bearing deposits | 9,302,000 | 9,893,000 | 9,777,000 | 11,809,000 |
| Equity capital | 9,326,000 | 9,522,000 | 10,106,000 | 9,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,197,000 | 6,441,000 | 8,733,000 |
| Interest expense | 1,116,000 | 2,210,000 | 3,372,000 | 4,482,000 |
| Net interest income | 960,000 | 1,987,000 | 3,069,000 | 4,251,000 |
| Noninterest income | 118,000 | 245,000 | 366,000 | 528,000 |
| Noninterest expense | 659,000 | 1,392,000 | 2,121,000 | 3,246,000 |
| Provision for loan losses | 35,000 | 75,000 | 150,000 | 250,000 |
| Pretax income | 384,000 | 765,000 | 1,164,000 | 1,283,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 379,000 | 760,000 | 1,159,000 | 1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,464,000 | 9,805,000 | 10,203,000 | 9,898,000 |
| Total capital | 10,246,000 | 10,627,000 | 11,097,000 | 10,892,000 |
| Risk-weighted assets | 96,336,000 | 99,916,000 | 102,248,000 | 102,723,000 |