Call reports 2004
MID AMERICA BANK — 2004
What MID AMERICA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 63,927,000 | 68,717,000 | 71,728,000 | 74,633,000 |
| Total loans | 45,922,000 | 50,615,000 | 55,117,000 | 60,306,000 |
| Allowance for loan losses | 536,000 | 540,000 | 556,000 | 567,000 |
| Securities available for sale | 8,490,000 | 8,122,000 | 6,614,000 | 5,051,000 |
| Securities held to maturity | 5,941,000 | 5,998,000 | 5,996,000 | 5,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,434,000 | 58,227,000 | 61,428,000 | 61,790,000 |
| Interest-bearing deposits | 46,703,000 | 50,439,000 | 53,790,000 | 52,553,000 |
| Noninterest-bearing deposits | 7,731,000 | 7,788,000 | 7,638,000 | 9,237,000 |
| Equity capital | 5,454,000 | 5,608,000 | 5,874,000 | 5,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 833,000 | 1,731,000 | 2,689,000 | 3,707,000 |
| Interest expense | 215,000 | 451,000 | 729,000 | 1,035,000 |
| Net interest income | 618,000 | 1,280,000 | 1,960,000 | 2,672,000 |
| Noninterest income | 37,000 | 80,000 | 117,000 | 156,000 |
| Noninterest expense | 324,000 | 664,000 | 989,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 331,000 | 696,000 | 1,088,000 | 1,381,000 |
| Income tax | 86,000 | 197,000 | 325,000 | 443,000 |
| Net income | 245,000 | 499,000 | 763,000 | 938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,340,000 | 5,594,000 | 5,858,000 | 5,973,000 |
| Total capital | 5,876,000 | 6,134,000 | 6,414,000 | 6,540,000 |
| Risk-weighted assets | 44,557,000 | 49,799,000 | 53,303,000 | 57,547,000 |