Call reports 2003
MID AMERICA BANK — 2003
What MID AMERICA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,080,000 | 55,742,000 | 57,490,000 | 58,584,000 |
| Total loans | 35,171,000 | 36,766,000 | 37,808,000 | 41,205,000 |
| Allowance for loan losses | 545,000 | 552,000 | 553,000 | 536,000 |
| Securities available for sale | 9,417,000 | 9,577,000 | 10,648,000 | 8,727,000 |
| Securities held to maturity | 4,701,000 | 5,607,000 | 5,708,000 | 5,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,925,000 | 50,473,000 | 51,917,000 | 50,971,000 |
| Interest-bearing deposits | 41,500,000 | 44,027,000 | 45,266,000 | 43,795,000 |
| Noninterest-bearing deposits | 6,425,000 | 6,446,000 | 6,651,000 | 7,176,000 |
| Equity capital | 4,747,000 | 4,969,000 | 5,107,000 | 5,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,600,000 | 2,407,000 | 3,186,000 |
| Interest expense | 240,000 | 479,000 | 712,000 | 921,000 |
| Net interest income | 571,000 | 1,121,000 | 1,695,000 | 2,265,000 |
| Noninterest income | 31,000 | 61,000 | 90,000 | 120,000 |
| Noninterest expense | 280,000 | 591,000 | 931,000 | 1,355,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 322,000 | 591,000 | 854,000 | 1,040,000 |
| Income tax | 105,000 | 199,000 | 283,000 | 306,000 |
| Net income | 217,000 | 392,000 | 571,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,639,000 | 4,814,000 | 4,993,000 | 5,096,000 |
| Total capital | 5,094,000 | 5,285,000 | 5,468,000 | 5,610,000 |
| Risk-weighted assets | 36,298,000 | 37,616,000 | 37,905,000 | 41,111,000 |