Call reports 2002
MID AMERICA BANK — 2002
What MID AMERICA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 49,739,000 | 49,127,000 | 49,616,000 | 48,627,000 |
| Total loans | 31,887,000 | 33,029,000 | 33,641,000 | 33,793,000 |
| Allowance for loan losses | 553,000 | 556,000 | 541,000 | 542,000 |
| Securities available for sale | 11,145,000 | 7,764,000 | 8,332,000 | 8,704,000 |
| Securities held to maturity | 3,754,000 | 3,559,000 | 3,404,000 | 3,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,409,000 | 44,654,000 | 44,792,000 | 43,766,000 |
| Interest-bearing deposits | 39,581,000 | 38,549,000 | 38,496,000 | 37,318,000 |
| Noninterest-bearing deposits | 5,828,000 | 6,105,000 | 6,296,000 | 6,448,000 |
| Equity capital | 3,925,000 | 4,217,000 | 4,425,000 | 4,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,589,000 | 2,389,000 | 3,161,000 |
| Interest expense | 325,000 | 596,000 | 861,000 | 1,118,000 |
| Net interest income | 473,000 | 993,000 | 1,528,000 | 2,043,000 |
| Noninterest income | 37,000 | 65,000 | 77,000 | 109,000 |
| Noninterest expense | 270,000 | 557,000 | 842,000 | 1,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 240,000 | 503,000 | 765,000 | 969,000 |
| Income tax | 81,000 | 154,000 | 253,000 | 328,000 |
| Net income | 159,000 | 349,000 | 512,000 | 641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,998,000 | 4,189,000 | 4,352,000 | 4,421,000 |
| Total capital | 4,394,000 | 4,581,000 | 4,750,000 | 4,838,000 |
| Risk-weighted assets | 31,563,000 | 31,207,000 | 31,819,000 | 33,204,000 |