Call reports 2022
FARMERS AND MERCHANTS BANK OF KENDALL — 2022
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 80,447,000 | 79,045,000 | 78,591,000 | 81,333,000 |
| Total loans | 56,195,000 | 59,308,000 | 60,069,000 | 58,589,000 |
| Allowance for loan losses | 722,000 | 722,000 | 722,000 | 722,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,223,000 | 65,581,000 | 64,802,000 | 68,040,000 |
| Interest-bearing deposits | 46,118,000 | 45,113,000 | 43,586,000 | 45,323,000 |
| Noninterest-bearing deposits | 20,105,000 | 20,468,000 | 21,216,000 | 22,717,000 |
| Equity capital | 13,059,000 | 13,168,000 | 13,499,000 | 13,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,551,000 | 2,446,000 | 3,457,000 |
| Interest expense | 40,000 | 75,000 | 104,000 | 140,000 |
| Net interest income | 705,000 | 1,476,000 | 2,342,000 | 3,317,000 |
| Noninterest income | 143,000 | 286,000 | 434,000 | 575,000 |
| Noninterest expense | 484,000 | 978,000 | 1,473,000 | 2,017,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 382,000 | 805,000 | 1,324,000 | 1,896,000 |
| Income tax | 12,000 | 75,000 | 113,000 | 153,000 |
| Net income | 370,000 | 730,000 | 1,211,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,019,000 | 13,136,000 | 13,475,000 | 12,985,000 |