Call reports 2021
FARMERS AND MERCHANTS BANK OF KENDALL — 2021
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 81,595,000 | 80,993,000 | 82,100,000 | 80,464,000 |
| Total loans | 61,103,000 | 62,346,000 | 59,191,000 | 56,104,000 |
| Allowance for loan losses | 606,000 | 606,000 | 607,000 | 594,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,609,000 | 66,980,000 | 67,828,000 | 66,632,000 |
| Interest-bearing deposits | 46,646,000 | 46,293,000 | 45,783,000 | 45,612,000 |
| Noninterest-bearing deposits | 20,963,000 | 20,687,000 | 22,045,000 | 21,020,000 |
| Equity capital | 12,751,000 | 12,852,000 | 13,082,000 | 12,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,016,000 | 1,901,000 | 2,689,000 | 3,476,000 |
| Interest expense | 68,000 | 128,000 | 185,000 | 220,000 |
| Net interest income | 948,000 | 1,773,000 | 2,504,000 | 3,256,000 |
| Noninterest income | 124,000 | 279,000 | 429,000 | 574,000 |
| Noninterest expense | 495,000 | 1,007,000 | 1,485,000 | 1,992,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 585,000 | 1,027,000 | 1,430,000 | 1,820,000 |
| Income tax | 59,000 | 101,000 | 125,000 | 157,000 |
| Net income | 526,000 | 926,000 | 1,305,000 | 1,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,678,000 | 12,787,000 | 13,025,000 | 12,640,000 |