Call reports 2019
FARMERS AND MERCHANTS BANK OF KENDALL — 2019
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,019,000 | 72,942,000 | 73,432,000 | 73,818,000 |
| Total loans | 67,222,000 | 68,304,000 | 66,088,000 | 65,231,000 |
| Allowance for loan losses | 603,000 | 604,000 | 602,000 | 602,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,148,000 | 60,098,000 | 60,113,000 | 60,939,000 |
| Interest-bearing deposits | 46,153,000 | 46,087,000 | 45,630,000 | 46,704,000 |
| Noninterest-bearing deposits | 13,995,000 | 14,011,000 | 14,483,000 | 14,235,000 |
| Equity capital | 11,350,000 | 11,330,000 | 11,774,000 | 11,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 2,054,000 | 3,092,000 | 4,117,000 |
| Interest expense | 138,000 | 288,000 | 446,000 | 604,000 |
| Net interest income | 871,000 | 1,766,000 | 2,646,000 | 3,513,000 |
| Noninterest income | 131,000 | 271,000 | 406,000 | 572,000 |
| Noninterest expense | 492,000 | 979,000 | 1,455,000 | 1,968,000 |
| Provision for loan losses | 3,000 | 3,000 | 3,000 | 3,000 |
| Pretax income | 507,000 | 1,055,000 | 1,594,000 | 2,114,000 |
| Income tax | 211,000 | 248,000 | 288,000 | 340,000 |
| Net income | 296,000 | 807,000 | 1,306,000 | 1,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,211,000 | 11,199,000 | 11,651,000 | 11,253,000 |
| Total capital | 11,814,000 | 11,803,000 | 12,253,000 | 11,855,000 |
| Risk-weighted assets | 64,204,000 | 64,609,000 | 64,039,000 | 63,754,000 |