Call reports 2018
FARMERS AND MERCHANTS BANK OF KENDALL — 2018
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 70,188,000 | 71,202,000 | 72,297,000 | 75,269,000 |
| Total loans | 65,415,000 | 68,161,000 | 68,024,000 | 67,193,000 |
| Allowance for loan losses | 588,000 | 627,000 | 628,000 | 600,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,748,000 | 58,794,000 | 59,655,000 | 62,739,000 |
| Interest-bearing deposits | 43,903,000 | 43,206,000 | 42,533,000 | 45,161,000 |
| Noninterest-bearing deposits | 14,845,000 | 15,588,000 | 17,122,000 | 17,578,000 |
| Equity capital | 10,840,000 | 10,960,000 | 11,142,000 | 11,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 917,000 | 1,885,000 | 2,893,000 | 3,921,000 |
| Interest expense | 84,000 | 182,000 | 293,000 | 417,000 |
| Net interest income | 833,000 | 1,703,000 | 2,600,000 | 3,504,000 |
| Noninterest income | 143,000 | 291,000 | 454,000 | 589,000 |
| Noninterest expense | 492,000 | 1,001,000 | 1,472,000 | 1,968,000 |
| Provision for loan losses | 55,000 | 88,000 | 88,000 | 113,000 |
| Pretax income | 429,000 | 905,000 | 1,494,000 | 2,012,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 429,000 | 904,000 | 1,492,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,668,000 | 10,796,000 | 10,987,000 | 10,906,000 |
| Total capital | 11,256,000 | 11,423,000 | 11,615,000 | 11,506,000 |
| Risk-weighted assets | 63,505,000 | 64,848,000 | 64,483,000 | 64,521,000 |