Call reports 2017
FARMERS AND MERCHANTS BANK OF KENDALL — 2017
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 74,829,000 | 73,920,000 | 76,396,000 | 73,925,000 |
| Total loans | 65,796,000 | 64,299,000 | 64,766,000 | 62,808,000 |
| Allowance for loan losses | 643,000 | 550,000 | 550,000 | 551,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,068,000 | 60,461,000 | 62,723,000 | 62,942,000 |
| Interest-bearing deposits | 46,804,000 | 45,773,000 | 45,170,000 | 45,144,000 |
| Noninterest-bearing deposits | 14,264,000 | 14,688,000 | 17,553,000 | 17,798,000 |
| Equity capital | 10,671,000 | 10,386,000 | 10,557,000 | 10,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 936,000 | 1,851,000 | 2,790,000 | 3,695,000 |
| Interest expense | 93,000 | 186,000 | 280,000 | 363,000 |
| Net interest income | 843,000 | 1,665,000 | 2,510,000 | 3,332,000 |
| Noninterest income | 167,000 | 339,000 | 573,000 | 733,000 |
| Noninterest expense | 503,000 | 1,001,000 | 1,493,000 | 1,979,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 400,000 |
| Pretax income | 507,000 | 903,000 | 1,490,000 | 1,686,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 506,000 | 901,000 | 1,487,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,507,000 | 10,229,000 | 10,406,000 | 10,268,000 |
| Total capital | 11,150,000 | 10,779,000 | 10,956,000 | 10,819,000 |
| Risk-weighted assets | 62,099,000 | 63,852,000 | 62,435,000 | 61,879,000 |