Call reports 2016
FARMERS AND MERCHANTS BANK OF KENDALL — 2016
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,999,000 | 73,044,000 | 73,445,000 | 75,364,000 |
| Total loans | 67,018,000 | 67,471,000 | 67,455,000 | 65,589,000 |
| Allowance for loan losses | 660,000 | 662,000 | 669,000 | 640,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,039,000 | 59,791,000 | 60,035,000 | 62,004,000 |
| Interest-bearing deposits | 44,209,000 | 44,792,000 | 44,743,000 | 45,859,000 |
| Noninterest-bearing deposits | 13,830,000 | 14,999,000 | 15,292,000 | 16,145,000 |
| Equity capital | 10,113,000 | 10,165,000 | 10,301,000 | 10,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,899,000 | 2,860,000 | 3,828,000 |
| Interest expense | 79,000 | 167,000 | 256,000 | 344,000 |
| Net interest income | 868,000 | 1,732,000 | 2,604,000 | 3,484,000 |
| Noninterest income | 157,000 | 323,000 | 488,000 | 642,000 |
| Noninterest expense | 480,000 | 967,000 | 1,453,000 | 1,935,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 545,000 | 1,088,000 | 1,639,000 | 2,171,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 5,000 |
| Net income | 544,000 | 1,086,000 | 1,636,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,971,000 | 10,027,000 | 10,167,000 | 10,187,000 |
| Total capital | 10,631,000 | 10,689,000 | 10,836,000 | 10,827,000 |
| Risk-weighted assets | 63,847,000 | 64,328,000 | 64,683,000 | 63,514,000 |