Call reports 2013
FARMERS AND MERCHANTS BANK OF KENDALL — 2013
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 54,354,000 | 75,719,000 | 73,300,000 | 73,647,000 |
| Total loans | 52,328,000 | 62,317,000 | 62,503,000 | 62,258,000 |
| Allowance for loan losses | 791,000 | 798,000 | 847,000 | 614,000 |
| Securities available for sale | 126,000 | 981,000 | 857,000 | 656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,206,000 | 60,789,000 | 59,297,000 | 60,375,000 |
| Interest-bearing deposits | 35,798,000 | 49,756,000 | 48,156,000 | 47,003,000 |
| Noninterest-bearing deposits | 5,408,000 | 11,033,000 | 11,141,000 | 13,372,000 |
| Equity capital | 7,421,000 | 8,647,000 | 8,742,000 | 9,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,686,000 | 2,661,000 | 3,626,000 |
| Interest expense | 105,000 | 215,000 | 332,000 | 441,000 |
| Net interest income | 705,000 | 1,471,000 | 2,329,000 | 3,185,000 |
| Noninterest income | 243,000 | 1,409,000 | 1,556,000 | 1,705,000 |
| Noninterest expense | 384,000 | 890,000 | 1,417,000 | 1,937,000 |
| Provision for loan losses | 32,000 | 63,000 | 210,000 | 243,000 |
| Pretax income | 532,000 | 1,927,000 | 2,258,000 | 2,710,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 532,000 | 1,927,000 | 2,257,000 | 2,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,421,000 | 8,322,000 | 8,446,000 | 8,706,000 |
| Total capital | 8,030,000 | 9,097,000 | 9,216,000 | 9,320,000 |
| Risk-weighted assets | 48,567,000 | 62,001,000 | 61,513,000 | 61,453,000 |