Call reports 2011
FARMERS AND MERCHANTS BANK OF KENDALL — 2011
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,554,000 | 55,443,000 | 56,040,000 | 54,336,000 |
| Total loans | 53,508,000 | 53,784,000 | 53,336,000 | 51,416,000 |
| Allowance for loan losses | 1,280,000 | 882,000 | 913,000 | 1,000,000 |
| Securities available for sale | 133,000 | 133,000 | 132,000 | 131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,413,000 | 44,667,000 | 45,988,000 | 44,273,000 |
| Interest-bearing deposits | 40,180,000 | 40,454,000 | 41,620,000 | 39,297,000 |
| Noninterest-bearing deposits | 4,233,000 | 4,213,000 | 4,368,000 | 4,976,000 |
| Equity capital | 6,874,000 | 6,740,000 | 6,776,000 | 6,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,878,000 | 2,767,000 | 3,676,000 |
| Interest expense | 180,000 | 359,000 | 536,000 | 707,000 |
| Net interest income | 783,000 | 1,519,000 | 2,231,000 | 2,969,000 |
| Noninterest income | 138,000 | 187,000 | 335,000 | 493,000 |
| Noninterest expense | 334,000 | 658,000 | 981,000 | 1,421,000 |
| Provision for loan losses | 198,000 | 262,000 | 326,000 | 467,000 |
| Pretax income | 389,000 | 786,000 | 1,259,000 | 1,574,000 |
| Income tax | 2,000 | 3,000 | 3,000 | 5,000 |
| Net income | 387,000 | 783,000 | 1,256,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,867,000 | 6,733,000 | 6,770,000 | 6,797,000 |
| Total capital | 7,466,000 | 7,339,000 | 7,369,000 | 7,380,000 |
| Risk-weighted assets | 47,234,000 | 48,210,000 | 47,640,000 | 46,183,000 |