Call reports 2006
FARMERS AND MERCHANTS BANK OF KENDALL — 2006
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 40,404,000 | 42,560,000 | 43,604,000 | 46,336,000 |
| Total loans | 36,280,000 | 39,475,000 | 40,409,000 | 41,537,000 |
| Allowance for loan losses | 450,000 | 442,000 | 438,000 | 409,000 |
| Securities available for sale | 1,440,000 | 1,344,000 | 1,354,000 | 1,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,626,000 | 33,101,000 | 34,363,000 | 36,602,000 |
| Interest-bearing deposits | 28,311,000 | 29,982,000 | 31,249,000 | 33,006,000 |
| Noninterest-bearing deposits | 3,315,000 | 3,119,000 | 3,114,000 | 3,596,000 |
| Equity capital | 3,243,000 | 3,168,000 | 3,317,000 | 3,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,554,000 | 2,424,000 | 3,351,000 |
| Interest expense | 286,000 | 633,000 | 1,021,000 | 1,430,000 |
| Net interest income | 443,000 | 921,000 | 1,403,000 | 1,921,000 |
| Noninterest income | 39,000 | 91,000 | 152,000 | 208,000 |
| Noninterest expense | 224,000 | 471,000 | 700,000 | 988,000 |
| Provision for loan losses | 0 | 0 | 29,000 | 29,000 |
| Pretax income | 258,000 | 541,000 | 826,000 | 1,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 258,000 | 541,000 | 826,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,232,000 | 3,168,000 | 3,306,000 | 3,946,000 |
| Total capital | 3,629,000 | 3,597,000 | 3,744,000 | 4,355,000 |
| Risk-weighted assets | 31,743,000 | 34,294,000 | 35,303,000 | 36,702,000 |