Call reports 2002
FARMERS AND MERCHANTS BANK OF KENDALL — 2002
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,342,000 | 28,657,000 | 29,680,000 | 30,700,000 |
| Total loans | 22,376,000 | 24,365,000 | 25,022,000 | 24,075,000 |
| Allowance for loan losses | 243,000 | 256,000 | 372,000 | 374,000 |
| Securities available for sale | 1,960,000 | 1,922,000 | 1,899,000 | 1,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,749,000 | 25,960,000 | 26,875,000 | 27,946,000 |
| Interest-bearing deposits | 22,375,000 | 23,782,000 | 24,796,000 | 25,487,000 |
| Noninterest-bearing deposits | 2,374,000 | 2,178,000 | 2,079,000 | 2,459,000 |
| Equity capital | 2,281,000 | 2,454,000 | 2,486,000 | 2,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 525,000 | 1,113,000 | 1,701,000 | 2,288,000 |
| Interest expense | 220,000 | 415,000 | 613,000 | 823,000 |
| Net interest income | 305,000 | 698,000 | 1,088,000 | 1,465,000 |
| Noninterest income | 36,000 | 76,000 | 118,000 | 157,000 |
| Noninterest expense | 179,000 | 350,000 | 523,000 | 782,000 |
| Provision for loan losses | 19,000 | 45,000 | 242,000 | 256,000 |
| Pretax income | 143,000 | 379,000 | 441,000 | 584,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 143,000 | 379,000 | 441,000 | 583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,273,000 | 2,403,000 | 2,396,000 | 2,404,000 |
| Total capital | 2,516,000 | 2,659,000 | 2,674,000 | 2,698,000 |
| Risk-weighted assets | 22,950,000 | 21,250,000 | 22,116,000 | 23,005,000 |