Call reports 2001
FARMERS AND MERCHANTS BANK OF KENDALL — 2001
What FARMERS AND MERCHANTS BANK OF KENDALL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,049,000 | 25,490,000 | 25,785,000 | 27,368,000 |
| Total loans | 20,074,000 | 20,796,000 | 21,742,000 | 22,336,000 |
| Allowance for loan losses | 199,000 | 194,000 | 201,000 | 227,000 |
| Securities available for sale | 2,220,000 | 2,077,000 | 2,045,000 | 2,012,000 |
| Securities held to maturity | 80,000 | 80,000 | 80,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,576,000 | 22,996,000 | 23,186,000 | 24,888,000 |
| Interest-bearing deposits | 20,392,000 | 20,724,000 | 21,073,000 | 22,648,000 |
| Noninterest-bearing deposits | 2,184,000 | 2,272,000 | 2,113,000 | 2,240,000 |
| Equity capital | 2,177,000 | 2,182,000 | 2,260,000 | 2,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,080,000 | 1,634,000 | 2,197,000 |
| Interest expense | 273,000 | 545,000 | 812,000 | 1,088,000 |
| Net interest income | 269,000 | 535,000 | 822,000 | 1,109,000 |
| Noninterest income | 35,000 | 70,000 | 108,000 | 139,000 |
| Noninterest expense | 182,000 | 352,000 | 536,000 | 781,000 |
| Provision for loan losses | 16,000 | 32,000 | 48,000 | 135,000 |
| Pretax income | 106,000 | 221,000 | 346,000 | 332,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 106,000 | 220,000 | 344,000 | 330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,148,000 | 2,159,000 | 2,218,000 | 2,154,000 |
| Total capital | 2,347,000 | 2,353,000 | 2,419,000 | 2,381,000 |
| Risk-weighted assets | 20,169,000 | 19,345,000 | 19,963,000 | 20,792,000 |