Call reports 2007
FARMERS AND MERCHANTS BANK OF LONG BEACH — 2007
What FARMERS AND MERCHANTS BANK OF LONG BEACH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,106,133,000 | 3,163,408,000 | 3,175,773,000 | 3,204,966,000 |
| Total loans | 1,396,290,000 | 1,454,640,000 | 1,493,992,000 | 1,557,129,000 |
| Allowance for loan losses | 24,520,000 | 25,404,000 | 26,252,000 | 27,230,000 |
| Securities available for sale | 503,596,000 | 489,398,000 | 512,328,000 | 453,899,000 |
| Securities held to maturity | 961,267,000 | 1,017,596,000 | 998,148,000 | 1,018,982,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,040,504,000 | 2,023,032,000 | 1,999,216,000 | 2,012,001,000 |
| Interest-bearing deposits | 1,272,211,000 | 1,258,582,000 | 1,268,783,000 | 1,306,996,000 |
| Noninterest-bearing deposits | 768,293,000 | 764,450,000 | 730,433,000 | 705,005,000 |
| Equity capital | 660,978,000 | 667,666,000 | 681,779,000 | 690,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 43,794,000 | 89,249,000 | 136,196,000 | 183,720,000 |
| Interest expense | 10,900,000 | 22,542,000 | 35,224,000 | 47,789,000 |
| Net interest income | 32,894,000 | 66,707,000 | 100,972,000 | 135,931,000 |
| Noninterest income | 4,963,000 | 9,707,000 | 14,839,000 | 19,186,000 |
| Noninterest expense | 15,710,000 | 31,975,000 | 48,276,000 | 65,346,000 |
| Provision for loan losses | 955,000 | 1,847,000 | 3,905,000 | 6,365,000 |
| Pretax income | 21,192,000 | 42,592,000 | 63,630,000 | 83,406,000 |
| Income tax | 8,261,000 | 16,597,000 | 24,734,000 | 32,224,000 |
| Net income | 12,931,000 | 25,995,000 | 38,896,000 | 51,182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 660,762,000 | 670,797,000 | 680,668,000 | 686,188,000 |
| Total capital | 682,715,000 | 693,559,000 | 703,650,000 | 709,776,000 |
| Risk-weighted assets | 1,750,418,000 | 1,814,775,000 | 1,831,508,000 | 1,880,075,000 |