Call reports 2005
FARMERS AND MERCHANTS BANK OF LONG BEACH — 2005
What FARMERS AND MERCHANTS BANK OF LONG BEACH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 3,050,385,000 | 3,033,749,000 | 3,087,464,000 | 3,114,640,000 |
| Total loans | 1,204,487,000 | 1,238,630,000 | 1,168,675,000 | 1,136,965,000 |
| Allowance for loan losses | 24,214,000 | 25,212,000 | 25,213,000 | 22,861,000 |
| Securities available for sale | 406,651,000 | 435,951,000 | 441,295,000 | 461,054,000 |
| Securities held to maturity | 1,187,779,000 | 1,183,391,000 | 1,224,932,000 | 1,282,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,094,884,000 | 2,098,503,000 | 2,132,473,000 | 2,139,797,000 |
| Interest-bearing deposits | 1,372,431,000 | 1,363,577,000 | 1,356,311,000 | 1,323,180,000 |
| Noninterest-bearing deposits | 722,453,000 | 734,926,000 | 776,162,000 | 816,617,000 |
| Equity capital | 607,675,000 | 614,096,000 | 620,739,000 | 618,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 35,166,000 | 72,341,000 | 111,078,000 | 152,201,000 |
| Interest expense | 4,030,000 | 8,924,000 | 14,603,000 | 21,034,000 |
| Net interest income | 31,136,000 | 63,417,000 | 96,475,000 | 131,167,000 |
| Noninterest income | 3,657,000 | 7,566,000 | 11,646,000 | 15,851,000 |
| Noninterest expense | 12,530,000 | 26,051,000 | 39,413,000 | 54,735,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,000,000 | -1,343,000 |
| Pretax income | 22,263,000 | 43,932,000 | 67,708,000 | 93,626,000 |
| Income tax | 8,701,000 | 17,344,000 | 26,609,000 | 35,953,000 |
| Net income | 13,562,000 | 26,588,000 | 41,099,000 | 57,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 608,656,000 | 613,756,000 | 620,869,000 | 620,843,000 |
| Total capital | 627,760,000 | 633,292,000 | 639,872,000 | 639,822,000 |
| Risk-weighted assets | 1,520,580,000 | 1,554,588,000 | 1,511,344,000 | 1,510,894,000 |