Call reports 2004
FARMERS AND MERCHANTS BANK OF LONG BEACH — 2004
What FARMERS AND MERCHANTS BANK OF LONG BEACH reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,813,715,000 | 2,912,238,000 | 2,965,578,000 | 2,980,035,000 |
| Total loans | 1,155,626,000 | 1,191,547,000 | 1,214,590,000 | 1,224,795,000 |
| Allowance for loan losses | 36,798,000 | 37,795,000 | 37,790,000 | 38,777,000 |
| Securities available for sale | 410,526,000 | 378,820,000 | 374,130,000 | 390,387,000 |
| Securities held to maturity | 992,848,000 | 1,065,334,000 | 1,094,857,000 | 1,178,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,929,312,000 | 1,978,268,000 | 2,028,442,000 | 2,055,195,000 |
| Interest-bearing deposits | 1,303,329,000 | 1,304,869,000 | 1,346,148,000 | 1,360,023,000 |
| Noninterest-bearing deposits | 625,983,000 | 673,399,000 | 682,294,000 | 695,172,000 |
| Equity capital | 562,644,000 | 561,562,000 | 573,899,000 | 576,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 31,949,000 | 63,904,000 | 96,878,000 | 131,357,000 |
| Interest expense | 2,558,000 | 5,155,000 | 8,053,000 | 11,545,000 |
| Net interest income | 29,391,000 | 58,749,000 | 88,825,000 | 119,812,000 |
| Noninterest income | 2,968,000 | 6,080,000 | 9,399,000 | 12,796,000 |
| Noninterest expense | 10,945,000 | 22,600,000 | 34,279,000 | 47,195,000 |
| Provision for loan losses | 0 | 1,000,000 | 1,000,000 | 2,000,000 |
| Pretax income | 21,414,000 | 41,229,000 | 62,945,000 | 83,413,000 |
| Income tax | 8,559,000 | 16,834,000 | 25,508,000 | 34,049,000 |
| Net income | 12,855,000 | 24,395,000 | 37,437,000 | 49,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 558,994,000 | 562,502,000 | 572,107,000 | 575,781,000 |
| Total capital | 576,287,000 | 580,495,000 | 590,563,000 | 594,592,000 |
| Risk-weighted assets | 1,363,942,000 | 1,419,670,000 | 1,457,123,000 | 1,484,917,000 |