Call reports 2016
AMERICAN PATRIOT BANK — 2016
What AMERICAN PATRIOT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 62,578,000 | 59,830,000 | 58,026,000 |
| Total loans | 39,061,000 | 38,383,000 | 39,317,000 |
| Allowance for loan losses | 733,000 | 700,000 | 753,000 |
| Securities available for sale | 2,359,000 | 2,335,000 | 2,301,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 60,886,000 | 58,244,000 | 56,462,000 |
| Interest-bearing deposits | 55,807,000 | 53,277,000 | 50,953,000 |
| Noninterest-bearing deposits | 5,079,000 | 4,967,000 | 5,509,000 |
| Equity capital | 1,277,000 | 1,246,000 | 1,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 577,000 | 1,117,000 | 1,658,000 |
| Interest expense | 99,000 | 194,000 | 286,000 |
| Net interest income | 478,000 | 923,000 | 1,372,000 |
| Noninterest income | 214,000 | 404,000 | 722,000 |
| Noninterest expense | 765,000 | 1,438,000 | 2,235,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -73,000 | -111,000 | -141,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -73,000 | -111,000 | -141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 1,269,000 | 1,231,000 | 1,202,000 |
| Total capital | 1,822,000 | 1,774,000 | 1,720,000 |
| Risk-weighted assets | 44,031,000 | 43,301,000 | 41,200,000 |