Call reports 2015
AMERICAN PATRIOT BANK — 2015
What AMERICAN PATRIOT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 67,318,000 | 66,465,000 | 65,923,000 | 64,732,000 |
| Total loans | 42,764,000 | 41,530,000 | 42,274,000 | 40,716,000 |
| Allowance for loan losses | 1,172,000 | 942,000 | 901,000 | 772,000 |
| Securities available for sale | 2,473,000 | 2,435,000 | 2,411,000 | 2,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,454,000 | 64,600,000 | 64,083,000 | 62,901,000 |
| Interest-bearing deposits | 59,461,000 | 59,690,000 | 59,511,000 | 58,283,000 |
| Noninterest-bearing deposits | 5,993,000 | 4,910,000 | 4,572,000 | 4,618,000 |
| Equity capital | 1,432,000 | 1,407,000 | 1,347,000 | 1,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,271,000 | 1,914,000 | 2,524,000 |
| Interest expense | 108,000 | 214,000 | 322,000 | 425,000 |
| Net interest income | 509,000 | 1,057,000 | 1,592,000 | 2,099,000 |
| Noninterest income | -22,000 | 307,000 | 491,000 | 740,000 |
| Noninterest expense | 626,000 | 1,528,000 | 2,311,000 | 3,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -139,000 | -164,000 | -228,000 | -226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -139,000 | -164,000 | -228,000 | -226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,429,000 | 1,405,000 | 1,340,000 | 1,342,000 |
| Total capital | 2,048,000 | 2,004,000 | 1,928,000 | 1,912,000 |
| Risk-weighted assets | 48,994,000 | 47,614,000 | 46,745,000 | 45,369,000 |