Call reports 2014
AMERICAN PATRIOT BANK — 2014
What AMERICAN PATRIOT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,286,000 | 71,912,000 | 71,296,000 | 70,662,000 |
| Total loans | 45,316,000 | 44,413,000 | 43,433,000 | 43,241,000 |
| Allowance for loan losses | 1,291,000 | 1,299,000 | 1,308,000 | 1,308,000 |
| Securities available for sale | 2,554,000 | 2,556,000 | 2,511,000 | 2,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,204,000 | 69,728,000 | 69,297,000 | 68,715,000 |
| Interest-bearing deposits | 66,685,000 | 64,388,000 | 63,549,000 | 63,300,000 |
| Noninterest-bearing deposits | 5,519,000 | 5,340,000 | 5,748,000 | 5,415,000 |
| Equity capital | 1,543,000 | 1,657,000 | 1,435,000 | 1,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,306,000 | 1,917,000 | 2,529,000 |
| Interest expense | 110,000 | 223,000 | 338,000 | 449,000 |
| Net interest income | 545,000 | 1,083,000 | 1,579,000 | 2,080,000 |
| Noninterest income | 40,000 | 84,000 | -77,000 | 41,000 |
| Noninterest expense | 712,000 | 1,443,000 | 2,195,000 | 2,866,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -127,000 | -276,000 | -693,000 | -745,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -127,000 | -276,000 | -693,000 | -745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,567,000 | 1,662,000 | 1,445,000 | 1,449,000 |
| Total capital | 2,275,000 | 2,348,000 | 2,110,000 | 2,106,000 |
| Risk-weighted assets | 56,049,000 | 54,280,000 | 52,553,000 | 51,893,000 |