Call reports 2013
AMERICAN PATRIOT BANK — 2013
What AMERICAN PATRIOT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 78,716,000 | 76,754,000 | 75,281,000 | 74,904,000 |
| Total loans | 49,079,000 | 48,324,000 | 46,936,000 | 45,240,000 |
| Allowance for loan losses | 1,313,000 | 1,313,000 | 1,241,000 | 1,282,000 |
| Securities available for sale | 2,795,000 | 2,651,000 | 2,607,000 | 2,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,873,000 | 74,079,000 | 72,855,000 | 72,668,000 |
| Interest-bearing deposits | 70,423,000 | 68,739,000 | 68,158,000 | 67,516,000 |
| Noninterest-bearing deposits | 5,450,000 | 5,340,000 | 4,696,000 | 5,152,000 |
| Equity capital | 2,312,000 | 2,173,000 | 1,875,000 | 1,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 778,000 | 1,564,000 | 2,263,000 | 2,932,000 |
| Interest expense | 124,000 | 240,000 | 352,000 | 463,000 |
| Net interest income | 654,000 | 1,324,000 | 1,911,000 | 2,469,000 |
| Noninterest income | 518,000 | 544,000 | 423,000 | 388,000 |
| Noninterest expense | 832,000 | 1,615,000 | 2,383,000 | 3,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 253,000 | -49,000 | -257,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 340,000 | 253,000 | -49,000 | -257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,291,000 | 2,204,000 | 1,902,000 | 1,694,000 |
| Total capital | 3,067,000 | 2,968,000 | 2,636,000 | 2,406,000 |
| Risk-weighted assets | 61,522,000 | 60,591,000 | 58,241,000 | 56,326,000 |