Call reports 2012
AMERICAN PATRIOT BANK — 2012
What AMERICAN PATRIOT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,795,000 | 86,764,000 | 86,289,000 | 83,261,000 |
| Total loans | 58,693,000 | 56,230,000 | 53,991,000 | 51,987,000 |
| Allowance for loan losses | 1,640,000 | 1,359,000 | 1,260,000 | 1,366,000 |
| Securities available for sale | 2,944,000 | 2,923,000 | 2,895,000 | 2,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,052,000 | 84,204,000 | 83,825,000 | 80,730,000 |
| Interest-bearing deposits | 82,542,000 | 78,942,000 | 78,178,000 | 74,747,000 |
| Noninterest-bearing deposits | 7,510,000 | 5,262,000 | 5,647,000 | 5,983,000 |
| Equity capital | 2,086,000 | 1,913,000 | 1,889,000 | 1,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 965,000 | 1,884,000 | 2,772,000 | 3,620,000 |
| Interest expense | 203,000 | 377,000 | 542,000 | 689,000 |
| Net interest income | 762,000 | 1,507,000 | 2,230,000 | 2,931,000 |
| Noninterest income | 190,000 | 146,000 | 160,000 | 248,000 |
| Noninterest expense | 926,000 | 1,805,000 | 2,570,000 | 3,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | -152,000 | -180,000 | -89,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | -152,000 | -180,000 | -89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,066,000 | 1,888,000 | 1,860,000 | 1,950,000 |
| Total capital | 2,949,000 | 2,743,000 | 2,697,000 | 2,747,000 |
| Risk-weighted assets | 69,833,000 | 67,887,000 | 66,530,000 | 65,177,000 |