Call reports 2011
AMERICAN PATRIOT BANK — 2011
What AMERICAN PATRIOT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 98,097,000 | 95,807,000 | 94,415,000 | 94,194,000 |
| Total loans | 71,048,000 | 68,204,000 | 62,944,000 | 61,138,000 |
| Allowance for loan losses | 2,660,000 | 2,543,000 | 2,101,000 | 1,636,000 |
| Securities available for sale | 2,915,000 | 2,957,000 | 2,986,000 | 2,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,889,000 | 92,643,000 | 91,355,000 | 91,336,000 |
| Interest-bearing deposits | 87,121,000 | 87,375,000 | 86,235,000 | 85,883,000 |
| Noninterest-bearing deposits | 4,768,000 | 5,268,000 | 5,120,000 | 5,453,000 |
| Equity capital | 2,845,000 | 2,258,000 | 2,226,000 | 2,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 990,000 | 1,929,000 | 3,018,000 | 4,015,000 |
| Interest expense | 329,000 | 623,000 | 883,000 | 1,112,000 |
| Net interest income | 661,000 | 1,306,000 | 2,135,000 | 2,903,000 |
| Noninterest income | 94,000 | 137,000 | 241,000 | 56,000 |
| Noninterest expense | 1,013,000 | 2,324,000 | 3,308,000 | 4,059,000 |
| Provision for loan losses | 4,000 | 2,000 | 12,000 | 12,000 |
| Pretax income | -262,000 | -883,000 | -944,000 | -1,112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -262,000 | -883,000 | -944,000 | -1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,891,000 | 2,270,000 | 2,209,000 | 2,040,000 |
| Total capital | 3,860,000 | 3,209,000 | 3,133,000 | 2,951,000 |
| Risk-weighted assets | 75,830,000 | 73,522,000 | 72,777,000 | 72,116,000 |