Call reports 2010
AMERICAN PATRIOT BANK — 2010
What AMERICAN PATRIOT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 114,246,000 | 107,971,000 | 103,680,000 | 100,107,000 |
| Total loans | 90,002,000 | 86,063,000 | 80,989,000 | 76,716,000 |
| Allowance for loan losses | 2,855,000 | 2,819,000 | 2,752,000 | 2,956,000 |
| Securities available for sale | 2,995,000 | 3,011,000 | 2,504,000 | 2,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,107,000 | 99,886,000 | 95,372,000 | 93,660,000 |
| Interest-bearing deposits | 97,693,000 | 93,932,000 | 90,353,000 | 88,380,000 |
| Noninterest-bearing deposits | 6,414,000 | 5,954,000 | 5,019,000 | 5,280,000 |
| Equity capital | 4,082,000 | 3,879,000 | 4,091,000 | 3,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,779,000 | 4,039,000 | 5,049,000 |
| Interest expense | 540,000 | 1,032,000 | 1,460,000 | 1,842,000 |
| Net interest income | 836,000 | 1,747,000 | 2,579,000 | 3,207,000 |
| Noninterest income | 3,000 | 110,000 | 743,000 | 836,000 |
| Noninterest expense | 1,071,000 | 2,292,000 | 3,487,000 | 4,637,000 |
| Provision for loan losses | 5,000 | 15,000 | 68,000 | 310,000 |
| Pretax income | -237,000 | -450,000 | -233,000 | -904,000 |
| Income tax | 0 | 0 | 0 | 265,000 |
| Net income | -237,000 | -450,000 | -233,000 | -1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,856,000 | 3,644,000 | 3,860,000 | 3,153,000 |
| Total capital | 5,026,000 | 4,772,000 | 4,910,000 | 4,161,000 |
| Risk-weighted assets | 91,910,000 | 88,543,000 | 82,286,000 | 78,607,000 |