Call reports 2002
AMERICAN PATRIOT BANK — 2002
What AMERICAN PATRIOT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,666,000 | 40,826,000 | 45,259,000 | 52,916,000 |
| Total loans | 24,158,000 | 32,691,000 | 35,617,000 | 42,705,000 |
| Allowance for loan losses | 302,000 | 408,000 | 471,000 | 533,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,476,000 | 34,648,000 | 38,900,000 | 43,159,000 |
| Interest-bearing deposits | 26,230,000 | 31,653,000 | 35,676,000 | 39,383,000 |
| Noninterest-bearing deposits | 2,246,000 | 2,995,000 | 3,224,000 | 3,776,000 |
| Equity capital | 6,107,000 | 6,093,000 | 6,234,000 | 6,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 1,103,000 | 1,865,000 | 2,726,000 |
| Interest expense | 146,000 | 336,000 | 554,000 | 789,000 |
| Net interest income | 327,000 | 767,000 | 1,311,000 | 1,937,000 |
| Noninterest income | 44,000 | 137,000 | 227,000 | 333,000 |
| Noninterest expense | 349,000 | 783,000 | 1,219,000 | 1,823,000 |
| Provision for loan losses | 76,000 | 189,000 | 246,000 | 315,000 |
| Pretax income | -54,000 | -68,000 | 73,000 | 132,000 |
| Income tax | 0 | 0 | 0 | -503,000 |
| Net income | -54,000 | -68,000 | 73,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,107,000 | 6,093,000 | 6,234,000 | 6,896,000 |
| Total capital | 6,409,000 | 6,501,000 | 6,705,000 | 7,429,000 |
| Risk-weighted assets | 35,140,000 | 41,543,000 | 46,023,000 | 53,885,000 |