Call reports 2001
AMERICAN PATRIOT BANK — 2001
What AMERICAN PATRIOT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Total assets | 21,709,000 | 23,807,000 |
| Total loans | 12,949,000 | 18,084,000 |
| Allowance for loan losses | 162,000 | 226,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 15,229,000 | 17,497,000 |
| Interest-bearing deposits | 14,021,000 | 16,831,000 |
| Noninterest-bearing deposits | 1,208,000 | 666,000 |
| Equity capital | 6,397,000 | 6,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Interest income | 316,000 | 731,000 |
| Interest expense | 93,000 | 222,000 |
| Net interest income | 223,000 | 509,000 |
| Noninterest income | 11,000 | 50,000 |
| Noninterest expense | 1,265,000 | 1,762,000 |
| Provision for loan losses | 72,000 | 136,000 |
| Pretax income | -1,103,000 | -1,339,000 |
| Income tax | 0 | 0 |
| Net income | -1,103,000 | -1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q3 | 2001Q4 |
|---|---|---|
| Tier 1 capital | 6,397,000 | 6,161,000 |
| Total capital | 6,559,000 | 6,387,000 |
| Risk-weighted assets | 22,044,000 | 24,241,000 |