Call reports 2025
ACCESS BANK — 2025
What ACCESS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 966,272,000 | 905,001,000 | 951,805,000 | 953,517,000 |
| Total loans | 737,885,000 | 755,296,000 | 772,188,000 | 777,241,000 |
| Allowance for loan losses | 10,213,000 | 10,467,000 | 10,609,000 | 11,179,000 |
| Securities available for sale | 69,825,000 | 70,461,000 | 69,668,000 | 73,297,000 |
| Securities held to maturity | 18,965,000 | 19,385,000 | 18,309,000 | 18,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 807,188,000 | 721,687,000 | 758,244,000 | 758,806,000 |
| Interest-bearing deposits | 644,105,000 | 551,741,000 | 602,903,000 | 582,654,000 |
| Noninterest-bearing deposits | 163,083,000 | 169,946,000 | 155,341,000 | 176,152,000 |
| Equity capital | 101,194,000 | 104,382,000 | 108,284,000 | 108,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 12,909,000 | 25,633,000 | 38,812,000 | 52,560,000 |
| Interest expense | 5,242,000 | 10,203,000 | 14,919,000 | 19,866,000 |
| Net interest income | 7,667,000 | 15,430,000 | 23,893,000 | 32,694,000 |
| Noninterest income | 1,359,000 | 2,939,000 | 4,400,000 | 5,924,000 |
| Noninterest expense | 6,083,000 | 12,272,000 | 18,412,000 | 24,403,000 |
| Provision for loan losses | -10,000 | 283,000 | 450,000 | 1,145,000 |
| Pretax income | 2,775,000 | 5,696,000 | 9,313,000 | 12,937,000 |
| Income tax | 546,000 | 954,000 | 1,665,000 | 2,376,000 |
| Net income | 2,229,000 | 4,742,000 | 7,648,000 | 10,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,748,000 | 101,335,000 | 104,394,000 | 104,585,000 |
| Total capital | 109,377,000 | 112,138,000 | 115,456,000 | 115,899,000 |
| Risk-weighted assets | 849,687,000 | 863,603,000 | 884,480,000 | 904,262,000 |
Machine access — free, no API key
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