Call reports 2023
ACCESS BANK — 2023
What ACCESS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 943,543,000 | 940,873,000 | 913,983,000 | 944,766,000 |
| Total loans | 635,015,000 | 670,824,000 | 695,475,000 | 719,134,000 |
| Allowance for loan losses | 10,319,000 | 10,427,000 | 10,374,000 | 10,470,000 |
| Securities available for sale | 194,000,000 | 163,134,000 | 136,473,000 | 122,307,000 |
| Securities held to maturity | 23,289,000 | 23,192,000 | 23,089,000 | 22,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 840,887,000 | 786,722,000 | 750,451,000 | 758,710,000 |
| Interest-bearing deposits | 631,107,000 | 596,864,000 | 571,403,000 | 578,546,000 |
| Noninterest-bearing deposits | 209,780,000 | 189,858,000 | 179,048,000 | 180,164,000 |
| Equity capital | 93,615,000 | 94,923,000 | 96,045,000 | 101,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,739,000 | 21,952,000 | 33,963,000 | 46,176,000 |
| Interest expense | 2,644,000 | 6,412,000 | 10,893,000 | 15,917,000 |
| Net interest income | 8,095,000 | 15,540,000 | 23,070,000 | 30,259,000 |
| Noninterest income | 1,056,000 | 2,608,000 | 4,285,000 | 5,873,000 |
| Noninterest expense | 6,079,000 | 12,030,000 | 17,995,000 | 23,849,000 |
| Provision for loan losses | 131,000 | 262,000 | 354,000 | 508,000 |
| Pretax income | 2,941,000 | 5,856,000 | 9,169,000 | 12,049,000 |
| Income tax | 606,000 | 1,128,000 | 1,796,000 | 2,367,000 |
| Net income | 2,335,000 | 4,728,000 | 7,373,000 | 9,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,047,000 | 93,512,000 | 96,238,000 | 98,626,000 |
| Total capital | 101,982,000 | 104,571,000 | 107,505,000 | 109,973,000 |
| Risk-weighted assets | 874,159,000 | 884,117,000 | 901,137,000 | 907,626,000 |