Call reports 2022
ACCESS BANK — 2022
What ACCESS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 920,945,000 | 887,724,000 | 922,702,000 | 945,731,000 |
| Total loans | 575,173,000 | 589,251,000 | 627,412,000 | 635,116,000 |
| Allowance for loan losses | 9,681,000 | 9,673,000 | 9,643,000 | 9,049,000 |
| Securities available for sale | 91,907,000 | 123,958,000 | 176,016,000 | 205,903,000 |
| Securities held to maturity | 16,166,000 | 18,990,000 | 23,720,000 | 23,485,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 814,601,000 | 792,102,000 | 826,600,000 | 844,538,000 |
| Interest-bearing deposits | 534,719,000 | 511,112,000 | 536,487,000 | 600,219,000 |
| Noninterest-bearing deposits | 279,882,000 | 280,990,000 | 290,113,000 | 244,319,000 |
| Equity capital | 89,392,000 | 88,499,000 | 87,732,000 | 91,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,050,000 | 14,983,000 | 24,376,000 | 34,991,000 |
| Interest expense | 246,000 | 537,000 | 1,161,000 | 2,667,000 |
| Net interest income | 6,804,000 | 14,446,000 | 23,215,000 | 32,324,000 |
| Noninterest income | 1,252,000 | 2,965,000 | 4,362,000 | 5,783,000 |
| Noninterest expense | 5,472,000 | 11,374,000 | 17,374,000 | 23,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 710,000 |
| Pretax income | 2,584,000 | 6,037,000 | 10,203,000 | 13,960,000 |
| Income tax | 452,000 | 1,131,000 | 1,970,000 | 2,734,000 |
| Net income | 2,132,000 | 4,906,000 | 8,233,000 | 11,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,491,000 | 84,960,000 | 87,597,000 | 90,280,000 |
| Total capital | 91,481,000 | 94,633,000 | 97,240,000 | 99,329,000 |
| Risk-weighted assets | 718,487,000 | 774,120,000 | 866,447,000 | 881,053,000 |