Call reports 2021
ACCESS BANK — 2021
What ACCESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 815,766,000 | 857,278,000 | 858,338,000 | 914,858,000 |
| Total loans | 579,220,000 | 566,314,000 | 565,733,000 | 558,820,000 |
| Allowance for loan losses | 9,203,000 | 9,293,000 | 9,392,000 | 9,689,000 |
| Securities available for sale | 35,697,000 | 58,534,000 | 64,259,000 | 70,731,000 |
| Securities held to maturity | 17,966,000 | 17,549,000 | 17,219,000 | 17,235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 699,890,000 | 739,015,000 | 738,610,000 | 808,526,000 |
| Interest-bearing deposits | 453,584,000 | 487,601,000 | 497,679,000 | 530,052,000 |
| Noninterest-bearing deposits | 246,306,000 | 251,414,000 | 240,931,000 | 278,474,000 |
| Equity capital | 85,596,000 | 88,735,000 | 89,425,000 | 90,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,103,000 | 14,374,000 | 21,835,000 | 29,286,000 |
| Interest expense | 516,000 | 937,000 | 1,318,000 | 1,621,000 |
| Net interest income | 6,587,000 | 13,437,000 | 20,517,000 | 27,665,000 |
| Noninterest income | 2,313,000 | 5,992,000 | 8,043,000 | 9,434,000 |
| Noninterest expense | 5,725,000 | 11,699,000 | 17,962,000 | 23,239,000 |
| Provision for loan losses | 150,000 | 250,000 | 350,000 | 650,000 |
| Pretax income | 3,025,000 | 7,480,000 | 10,248,000 | 13,210,000 |
| Income tax | 567,000 | 1,451,000 | 1,981,000 | 2,621,000 |
| Net income | 2,458,000 | 6,029,000 | 8,267,000 | 10,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,118,000 | 77,383,000 | 78,216,000 | 79,725,000 |
| Total capital | 82,193,000 | 85,624,000 | 86,601,000 | 88,197,000 |
| Risk-weighted assets | 644,714,000 | 658,229,000 | 669,639,000 | 676,574,000 |