Call reports 2020
ACCESS BANK — 2020
What ACCESS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 612,865,000 | 693,646,000 | 765,975,000 | 788,502,000 |
| Total loans | 500,590,000 | 577,965,000 | 576,659,000 | 574,501,000 |
| Allowance for loan losses | 7,478,000 | 8,592,000 | 8,869,000 | 9,055,000 |
| Securities available for sale | 29,152,000 | 24,633,000 | 23,133,000 | 26,940,000 |
| Securities held to maturity | 17,538,000 | 20,011,000 | 21,084,000 | 19,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,552,000 | 584,149,000 | 649,908,000 | 673,471,000 |
| Interest-bearing deposits | 344,685,000 | 373,007,000 | 435,915,000 | 446,791,000 |
| Noninterest-bearing deposits | 167,867,000 | 211,142,000 | 213,993,000 | 226,680,000 |
| Equity capital | 78,254,000 | 79,709,000 | 81,718,000 | 83,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,975,000 | 14,548,000 | 21,821,000 | 28,204,000 |
| Interest expense | 991,000 | 1,834,000 | 2,559,000 | 3,247,000 |
| Net interest income | 5,984,000 | 12,714,000 | 19,262,000 | 24,957,000 |
| Noninterest income | 1,321,000 | 3,162,000 | 5,542,000 | 7,877,000 |
| Noninterest expense | 4,877,000 | 10,130,000 | 15,796,000 | 21,370,000 |
| Provision for loan losses | 230,000 | 1,385,000 | 1,665,000 | 1,845,000 |
| Pretax income | 2,198,000 | 4,374,000 | 7,356,000 | 9,632,000 |
| Income tax | 401,000 | 812,000 | 1,351,000 | 1,774,000 |
| Net income | 1,797,000 | 3,562,000 | 6,005,000 | 7,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,174,000 | 67,741,000 | 69,920,000 | 71,488,000 |
| Total capital | 73,652,000 | 75,393,000 | 77,568,000 | 79,515,000 |
| Risk-weighted assets | 602,729,000 | 611,241,000 | 610,635,000 | 641,150,000 |