Call reports 2019
ACCESS BANK — 2019
What ACCESS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 545,728,000 | 577,700,000 | 637,935,000 | 658,907,000 |
| Total loans | 453,240,000 | 467,320,000 | 471,264,000 | 479,751,000 |
| Allowance for loan losses | 6,269,000 | 6,675,000 | 6,853,000 | 7,250,000 |
| Securities available for sale | 29,355,000 | 28,283,000 | 44,851,000 | 30,164,000 |
| Securities held to maturity | 18,864,000 | 18,584,000 | 18,279,000 | 17,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,176,000 | 493,897,000 | 551,604,000 | 570,283,000 |
| Interest-bearing deposits | 317,160,000 | 342,182,000 | 372,127,000 | 318,338,000 |
| Noninterest-bearing deposits | 149,016,000 | 151,715,000 | 179,477,000 | 251,945,000 |
| Equity capital | 70,114,000 | 71,745,000 | 73,766,000 | 75,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,461,000 | 13,164,000 | 20,038,000 | 27,119,000 |
| Interest expense | 948,000 | 2,033,000 | 3,228,000 | 4,416,000 |
| Net interest income | 5,513,000 | 11,131,000 | 16,810,000 | 22,703,000 |
| Noninterest income | 945,000 | 2,273,000 | 3,843,000 | 5,343,000 |
| Noninterest expense | 4,620,000 | 9,202,000 | 13,898,000 | 18,851,000 |
| Provision for loan losses | 175,000 | 375,000 | 553,000 | 862,000 |
| Pretax income | 1,663,000 | 3,827,000 | 6,204,000 | 8,335,000 |
| Income tax | 269,000 | 720,000 | 1,182,000 | 1,596,000 |
| Net income | 1,394,000 | 3,107,000 | 5,022,000 | 6,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,786,000 | 60,195,000 | 62,193,000 | 63,994,000 |
| Total capital | 65,055,000 | 66,870,000 | 69,046,000 | 71,143,000 |
| Risk-weighted assets | 532,296,000 | 555,021,000 | 561,072,000 | 571,840,000 |