Call reports 2018
ACCESS BANK — 2018
What ACCESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 510,354,000 | 511,402,000 | 527,376,000 | 533,050,000 |
| Total loans | 412,592,000 | 433,367,000 | 421,998,000 | 442,357,000 |
| Allowance for loan losses | 4,963,000 | 5,329,000 | 5,611,000 | 5,920,000 |
| Securities available for sale | 20,908,000 | 21,709,000 | 23,718,000 | 28,517,000 |
| Securities held to maturity | 19,383,000 | 18,613,000 | 19,321,000 | 19,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,204,000 | 435,173,000 | 449,442,000 | 434,147,000 |
| Interest-bearing deposits | 262,341,000 | 290,161,000 | 294,520,000 | 281,333,000 |
| Noninterest-bearing deposits | 147,863,000 | 145,012,000 | 154,922,000 | 152,814,000 |
| Equity capital | 64,738,000 | 65,980,000 | 67,101,000 | 68,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,585,000 | 11,444,000 | 17,540,000 | 23,939,000 |
| Interest expense | 497,000 | 1,100,000 | 1,792,000 | 2,543,000 |
| Net interest income | 5,088,000 | 10,344,000 | 15,748,000 | 21,396,000 |
| Noninterest income | 696,000 | 1,782,000 | 2,729,000 | 3,795,000 |
| Noninterest expense | 4,095,000 | 8,251,000 | 12,613,000 | 16,887,000 |
| Provision for loan losses | 110,000 | 510,000 | 805,000 | 1,490,000 |
| Pretax income | 1,579,000 | 3,365,000 | 5,059,000 | 6,814,000 |
| Income tax | 306,000 | 672,000 | 1,004,000 | 1,342,000 |
| Net income | 1,273,000 | 2,693,000 | 4,055,000 | 5,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,579,000 | 54,935,000 | 56,218,000 | 57,147,000 |
| Total capital | 58,543,000 | 60,264,000 | 61,829,000 | 63,067,000 |
| Risk-weighted assets | 470,811,000 | 494,292,000 | 494,843,000 | 512,129,000 |