Call reports 2017
ACCESS BANK — 2017
What ACCESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 324,907,000 | 514,075,000 | 536,790,000 | 526,048,000 |
| Total loans | 266,379,000 | 404,042,000 | 394,159,000 | 423,439,000 |
| Allowance for loan losses | 3,820,000 | 4,223,000 | 4,470,000 | 4,829,000 |
| Securities available for sale | 18,365,000 | 17,729,000 | 16,777,000 | 18,865,000 |
| Securities held to maturity | 19,466,000 | 19,142,000 | 18,757,000 | 18,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,708,000 | 432,964,000 | 454,757,000 | 443,787,000 |
| Interest-bearing deposits | 172,819,000 | 306,596,000 | 307,070,000 | 277,749,000 |
| Noninterest-bearing deposits | 94,889,000 | 126,368,000 | 147,687,000 | 166,038,000 |
| Equity capital | 36,495,000 | 62,867,000 | 63,885,000 | 63,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,383,000 | 8,129,000 | 13,488,000 | 19,057,000 |
| Interest expense | 366,000 | 818,000 | 1,301,000 | 1,770,000 |
| Net interest income | 3,017,000 | 7,311,000 | 12,187,000 | 17,287,000 |
| Noninterest income | 374,000 | 1,059,000 | 1,946,000 | 2,634,000 |
| Noninterest expense | 2,338,000 | 5,630,000 | 9,681,000 | 13,789,000 |
| Provision for loan losses | 189,000 | 592,000 | 842,000 | 1,427,000 |
| Pretax income | 860,000 | 2,144,000 | 3,606,000 | 4,701,000 |
| Income tax | 268,000 | 688,000 | 1,179,000 | 2,189,000 |
| Net income | 592,000 | 1,456,000 | 2,427,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,356,000 | 51,686,000 | 52,754,000 | 52,786,000 |
| Total capital | 40,176,000 | 55,909,000 | 57,223,000 | 57,616,000 |
| Risk-weighted assets | 310,142,000 | 444,746,000 | 439,215,000 | 470,349,000 |