Call reports 2011
ACCESS BANK — 2011
What ACCESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 111,045,000 | 124,206,000 | 131,400,000 | 140,801,000 |
| Total loans | 81,721,000 | 89,922,000 | 98,876,000 | 101,647,000 |
| Allowance for loan losses | 1,107,000 | 1,128,000 | 1,268,000 | 1,430,000 |
| Securities available for sale | 22,565,000 | 27,507,000 | 22,159,000 | 31,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,624,000 | 99,169,000 | 108,673,000 | 117,794,000 |
| Interest-bearing deposits | 72,328,000 | 79,329,000 | 83,495,000 | 85,030,000 |
| Noninterest-bearing deposits | 17,296,000 | 19,840,000 | 25,178,000 | 32,764,000 |
| Equity capital | 15,124,000 | 15,616,000 | 16,106,000 | 16,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,924,000 | 4,571,000 | 6,263,000 |
| Interest expense | 293,000 | 589,000 | 870,000 | 1,132,000 |
| Net interest income | 1,058,000 | 2,335,000 | 3,701,000 | 5,131,000 |
| Noninterest income | 18,000 | 42,000 | 73,000 | 104,000 |
| Noninterest expense | 998,000 | 1,994,000 | 3,005,000 | 4,093,000 |
| Provision for loan losses | 156,000 | 276,000 | 391,000 | 611,000 |
| Pretax income | 40,000 | 320,000 | 613,000 | 766,000 |
| Income tax | 23,000 | 34,000 | 70,000 | 129,000 |
| Net income | 17,000 | 286,000 | 543,000 | 637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,043,000 | 15,358,000 | 15,661,000 | 15,798,000 |
| Total capital | 16,151,000 | 16,486,000 | 16,929,000 | 17,164,000 |
| Risk-weighted assets | 89,542,000 | 96,136,000 | 104,335,000 | 109,232,000 |