Call reports 2009
FIRST STATE BANK, JONES, OKLAHOMA — 2009
What FIRST STATE BANK, JONES, OKLAHOMA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,932,000 | 39,710,000 | 37,455,000 | 42,269,000 |
| Total loans | 11,616,000 | 11,126,000 | 10,971,000 | 9,935,000 |
| Allowance for loan losses | 291,000 | 300,000 | 308,000 | 0 |
| Securities available for sale | 23,223,000 | 20,815,000 | 19,349,000 | 14,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,142,000 | 35,074,000 | 32,668,000 | 36,707,000 |
| Interest-bearing deposits | 31,633,000 | 29,694,000 | 27,384,000 | 29,542,000 |
| Noninterest-bearing deposits | 5,509,000 | 5,380,000 | 5,285,000 | 7,165,000 |
| Equity capital | 4,647,000 | 4,554,000 | 4,638,000 | 5,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 857,000 | 1,244,000 | 78,000 |
| Interest expense | 108,000 | 200,000 | 277,000 | 16,000 |
| Net interest income | 332,000 | 657,000 | 967,000 | 62,000 |
| Noninterest income | 80,000 | 162,000 | 241,000 | 21,000 |
| Noninterest expense | 340,000 | 690,000 | 1,022,000 | 68,000 |
| Provision for loan losses | 15,000 | 28,000 | 37,000 | 0 |
| Pretax income | 81,000 | 126,000 | 174,000 | 15,000 |
| Income tax | 16,000 | 31,000 | 46,000 | 4,000 |
| Net income | 65,000 | 95,000 | 128,000 | 11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,550,000 | 4,551,000 | 4,556,000 | 4,608,000 |
| Total capital | 4,772,000 | 4,766,000 | 4,764,000 | 4,608,000 |
| Risk-weighted assets | 17,694,000 | 17,116,000 | 16,534,000 | 17,199,000 |