Call reports 2007
FIRST STATE BANK, JONES, OKLAHOMA — 2007
What FIRST STATE BANK, JONES, OKLAHOMA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 34,265,000 | 33,287,000 | 32,298,000 | 33,662,000 |
| Total loans | 12,043,000 | 12,208,000 | 12,610,000 | 12,243,000 |
| Allowance for loan losses | 290,000 | 301,000 | 297,000 | 301,000 |
| Securities available for sale | 17,794,000 | 16,968,000 | 15,106,000 | 16,687,000 |
| Securities held to maturity | 205,000 | 55,000 | 55,000 | 55,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,917,000 | 28,989,000 | 27,810,000 | 29,050,000 |
| Interest-bearing deposits | 23,789,000 | 22,893,000 | 21,539,000 | 23,265,000 |
| Noninterest-bearing deposits | 6,128,000 | 6,096,000 | 6,271,000 | 5,785,000 |
| Equity capital | 4,258,000 | 4,231,000 | 4,380,000 | 4,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 902,000 | 1,350,000 | 1,801,000 |
| Interest expense | 166,000 | 333,000 | 495,000 | 659,000 |
| Net interest income | 280,000 | 569,000 | 855,000 | 1,142,000 |
| Noninterest income | 76,000 | 164,000 | 253,000 | 344,000 |
| Noninterest expense | 304,000 | 603,000 | 905,000 | 1,247,000 |
| Provision for loan losses | 9,000 | 21,000 | 27,000 | 36,000 |
| Pretax income | 43,000 | 109,000 | 176,000 | 203,000 |
| Income tax | -19,000 | -19,000 | 0 | 0 |
| Net income | 62,000 | 128,000 | 176,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,358,000 | 4,396,000 | 4,408,000 | 4,408,000 |
| Total capital | 4,571,000 | 4,610,000 | 4,619,000 | 4,615,000 |
| Risk-weighted assets | 16,952,000 | 16,999,000 | 16,809,000 | 16,484,000 |