Call reports 2003
FIRST STATE BANK, JONES, OKLAHOMA — 2003
What FIRST STATE BANK, JONES, OKLAHOMA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,129,000 | 26,757,000 | 26,549,000 | 26,017,000 |
| Total loans | 7,620,000 | 8,040,000 | 8,049,000 | 8,604,000 |
| Allowance for loan losses | 279,000 | 302,000 | 199,000 | 199,000 |
| Securities available for sale | 12,317,000 | 13,833,000 | 14,311,000 | 13,543,000 |
| Securities held to maturity | 5,397,000 | 3,053,000 | 2,907,000 | 2,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,039,000 | 22,580,000 | 22,025,000 | 21,916,000 |
| Interest-bearing deposits | 18,364,000 | 18,079,000 | 16,905,000 | 16,543,000 |
| Noninterest-bearing deposits | 4,675,000 | 4,501,000 | 5,120,000 | 5,373,000 |
| Equity capital | 3,972,000 | 4,047,000 | 4,019,000 | 4,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 664,000 | 977,000 | 1,287,000 |
| Interest expense | 69,000 | 133,000 | 186,000 | 232,000 |
| Net interest income | 270,000 | 531,000 | 791,000 | 1,055,000 |
| Noninterest income | 70,000 | 142,000 | 215,000 | 264,000 |
| Noninterest expense | 233,000 | 475,000 | 702,000 | 974,000 |
| Provision for loan losses | 19,000 | 43,000 | 60,000 | 62,000 |
| Pretax income | 88,000 | 155,000 | 244,000 | 283,000 |
| Income tax | 13,000 | 19,000 | 28,000 | 43,000 |
| Net income | 75,000 | 136,000 | 216,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,841,000 | 3,875,000 | 3,926,000 | 3,922,000 |
| Total capital | 3,976,000 | 4,013,000 | 4,063,000 | 4,062,000 |
| Risk-weighted assets | 10,682,000 | 10,872,000 | 10,880,000 | 11,125,000 |