Call reports 2002
FIRST STATE BANK, JONES, OKLAHOMA — 2002
What FIRST STATE BANK, JONES, OKLAHOMA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,676,000 | 26,532,000 | 25,513,000 | 25,548,000 |
| Total loans | 7,024,000 | 7,274,000 | 7,720,000 | 7,622,000 |
| Allowance for loan losses | 315,000 | 209,000 | 232,000 | 253,000 |
| Securities available for sale | 3,212,000 | 6,916,000 | 7,069,000 | 9,773,000 |
| Securities held to maturity | 11,888,000 | 11,283,000 | 8,703,000 | 6,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,893,000 | 22,421,000 | 21,375,000 | 21,334,000 |
| Interest-bearing deposits | 16,563,000 | 17,861,000 | 17,008,000 | 16,511,000 |
| Noninterest-bearing deposits | 4,330,000 | 4,560,000 | 4,367,000 | 4,823,000 |
| Equity capital | 3,715,000 | 3,859,000 | 4,030,000 | 4,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 356,000 | 732,000 | 1,118,000 | 1,481,000 |
| Interest expense | 102,000 | 201,000 | 295,000 | 372,000 |
| Net interest income | 254,000 | 531,000 | 823,000 | 1,109,000 |
| Noninterest income | 73,000 | 178,000 | 255,000 | 333,000 |
| Noninterest expense | 223,000 | 440,000 | 674,000 | 934,000 |
| Provision for loan losses | 10,000 | 40,000 | 60,000 | 88,000 |
| Pretax income | 94,000 | 229,000 | 344,000 | 420,000 |
| Income tax | 27,000 | 54,000 | 36,000 | 42,000 |
| Net income | 67,000 | 175,000 | 308,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,719,000 | 3,798,000 | 3,903,000 | 3,945,000 |
| Total capital | 3,860,000 | 3,932,000 | 4,039,000 | 4,078,000 |
| Risk-weighted assets | 11,073,000 | 10,638,000 | 10,810,000 | 10,522,000 |