Call reports 2001
FIRST STATE BANK, JONES, OKLAHOMA — 2001
What FIRST STATE BANK, JONES, OKLAHOMA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,146,000 | 25,173,000 | 24,169,000 | 23,377,000 |
| Total loans | 7,327,000 | 7,343,000 | 7,328,000 | 7,181,000 |
| Allowance for loan losses | 331,000 | 328,000 | 327,000 | 315,000 |
| Securities available for sale | 853,000 | 597,000 | 613,000 | 603,000 |
| Securities held to maturity | 13,859,000 | 14,386,000 | 14,125,000 | 13,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,492,000 | 21,496,000 | 20,414,000 | 19,611,000 |
| Interest-bearing deposits | 16,374,000 | 17,647,000 | 16,155,000 | 15,185,000 |
| Noninterest-bearing deposits | 4,118,000 | 3,849,000 | 4,259,000 | 4,426,000 |
| Equity capital | 3,542,000 | 3,596,000 | 3,661,000 | 3,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 832,000 | 1,227,000 | 1,614,000 |
| Interest expense | 175,000 | 339,000 | 498,000 | 614,000 |
| Net interest income | 239,000 | 493,000 | 729,000 | 1,000,000 |
| Noninterest income | 90,000 | 190,000 | 287,000 | 378,000 |
| Noninterest expense | 232,000 | 467,000 | 700,000 | 966,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 16,000 |
| Pretax income | 94,000 | 210,000 | 307,000 | 396,000 |
| Income tax | 30,000 | 59,000 | 74,000 | 89,000 |
| Net income | 64,000 | 151,000 | 233,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,520,000 | 3,579,000 | 3,634,000 | 3,679,000 |
| Total capital | 3,668,000 | 3,729,000 | 3,778,000 | 3,822,000 |
| Risk-weighted assets | 11,631,000 | 11,786,000 | 11,359,000 | 11,231,000 |