Call reports 2019
CAROLINA TRUST BANK — 2019
What CAROLINA TRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 620,621,000 | 617,435,000 | 622,582,000 |
| Total loans | 474,239,000 | 485,435,000 | 483,164,000 |
| Allowance for loan losses | 4,068,000 | 4,146,000 | 3,983,000 |
| Securities available for sale | 68,978,000 | 67,414,000 | 63,761,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 527,368,000 | 519,493,000 | 519,075,000 |
| Interest-bearing deposits | 422,149,000 | 420,143,000 | 423,674,000 |
| Noninterest-bearing deposits | 105,219,000 | 99,350,000 | 95,401,000 |
| Equity capital | 72,607,000 | 75,421,000 | 77,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 7,080,000 | 14,483,000 | 21,855,000 |
| Interest expense | 1,228,000 | 2,582,000 | 4,003,000 |
| Net interest income | 5,852,000 | 11,901,000 | 17,852,000 |
| Noninterest income | 708,000 | 1,319,000 | 2,104,000 |
| Noninterest expense | 5,706,000 | 9,721,000 | 13,713,000 |
| Provision for loan losses | 77,000 | 153,000 | 116,000 |
| Pretax income | 845,000 | 3,542,000 | 6,223,000 |
| Income tax | 156,000 | 748,000 | 1,355,000 |
| Net income | 689,000 | 2,794,000 | 4,868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 63,731,000 | 66,110,000 | 68,267,000 |
| Total capital | 67,832,000 | 70,289,000 | 72,283,000 |
| Risk-weighted assets | 512,008,000 | 521,918,000 | 521,536,000 |