Call reports 2018
CAROLINA TRUST BANK — 2018
What CAROLINA TRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 446,519,000 | 470,532,000 | 464,828,000 | 474,934,000 |
| Total loans | 367,039,000 | 374,026,000 | 380,746,000 | 393,282,000 |
| Allowance for loan losses | 3,780,000 | 3,844,000 | 3,925,000 | 3,978,000 |
| Securities available for sale | 29,198,000 | 28,200,000 | 29,992,000 | 31,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,653,000 | 402,539,000 | 395,699,000 | 403,739,000 |
| Interest-bearing deposits | 317,593,000 | 326,486,000 | 319,701,000 | 334,028,000 |
| Noninterest-bearing deposits | 56,060,000 | 76,053,000 | 75,998,000 | 69,711,000 |
| Equity capital | 41,085,000 | 48,129,000 | 49,178,000 | 50,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,827,000 | 10,025,000 | 15,444,000 | 21,089,000 |
| Interest expense | 868,000 | 1,819,000 | 2,801,000 | 3,840,000 |
| Net interest income | 3,959,000 | 8,206,000 | 12,643,000 | 17,249,000 |
| Noninterest income | 367,000 | 536,000 | 884,000 | 1,230,000 |
| Noninterest expense | 3,081,000 | 6,205,000 | 9,378,000 | 12,521,000 |
| Provision for loan losses | 252,000 | 340,000 | 415,000 | 406,000 |
| Pretax income | 1,031,000 | 2,285,000 | 3,857,000 | 5,542,000 |
| Income tax | 227,000 | 512,000 | 875,000 | 1,262,000 |
| Net income | 804,000 | 1,773,000 | 2,982,000 | 4,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,862,000 | 48,127,000 | 49,340,000 | 51,003,000 |
| Total capital | 44,670,000 | 51,999,000 | 53,294,000 | 55,007,000 |
| Risk-weighted assets | 391,498,000 | 395,683,000 | 404,061,000 | 412,501,000 |